mReferral Mortgage Calculator

The mReferral Mortgage Calculator App simplifies property and mortgage management. It provides a suite of calculators for mortgage expenses, affordable property pricing, and refinance cash-out estimations. Users can conveniently apply for mortgages, comparing various low-interest P-loan options. Property valuations are facilitated through Bank of China (Hong Kong). Importantly, mReferral acts solely as a referral service; we do not offer mortgage or P-loan products directly.

The mReferral Mortgage Calculator App offers these key features:

1. Mortgage Calculator: Calculate monthly payments, interest, and stamp duty for first and second mortgages, inputting loan amount, repayment period, and interest rate.
2. Refinance Calculator: Estimate cash-out amounts and monthly payment changes based on existing and proposed mortgage details. Includes early settlement calculations.
3. Affordability Calculator: Determine affordable property prices, income needs, and stress test requirements using mortgage amount and Loan-to-Value (LTV) ratio.
4. Mortgage Application: Apply for mortgages directly through the app's integrated bank APIs for a streamlined process.
5. Property Valuation: Access up-to-date property valuations from Bank of China (Hong Kong) using just the property address.
6. P-loan Application: Compare and apply for P-loans with low interest rates, loan amounts up to $3 million, and flexible repayment terms (3 months to 10 years). APR ranges from -99% to 8%. (Note: Please review the app's Terms and Conditions for specific examples and details.)

mReferral provides referral services only. All mortgage and P-loan information is presented on behalf of partner banks and financial institutions. Offers, benefits, and fees are subject to the terms and conditions of those institutions. Institutions may charge handling fees and modify product terms without notice. Detailed P-loan application examples are available within the app's Terms and Conditions ().