SmartCash is a convenient, safe, and secure mobile app offering cash and online loans to eligible Ghanaian citizens. Borrowers can build their credit history and potentially lower interest rates by making timely repayments and completing assigned tasks to increase their credit limit. Eligibility requires being a Ghanaian citizen aged 18 or older with a regular income stream. The entirely online application process allows users to apply for loans anytime, anywhere, using only their mobile device. Loan amounts range from GHS1,000 to GHS50,000, with repayment terms from 91 to 360 days and interest rates from 10% to 25% APR. There are no service charges. Customer data is protected with 256-bit SSL encryption and is not shared with third parties.
Key Advantages of SmartCash:
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