Experian

透過 Experian 應用程式免費取得您的Experian信用報告及FICO®評分。無需信用卡！了解如何使用 Experian Boost® 即時提升您的 FICO Score。隨時掌握信用變化，並開立免月費且無最低餘額限制的 Experian SmartMoney™ Digital Checking Account。隨時隨地查看 FICO Score 與信用報告，且不影響您的信用評分。使用 Experian Boost® 納入您已支付的話費、水電費等帳單，提升 FICO® Score。連接外部銀行及信用卡帳戶，方便進行資金管理。比較為您量身打造的信用卡、貸款和汽車保險方案。享受包括話費協商與訂閱取消服務等在內的高級福利。透過 Experian CreditLock 防止身分盜用。立即下載 Experian 應用程式，體驗簡潔的信用監控與財務管理功能。

• - Access to Experian Credit Report and FICO Score: Users can review their FICO Score and credit report anytime without affecting their credit. This feature enables users to understand factors impacting their credit score and take steps for improvement.
• - Experian Boost: This feature helps users increase their FICO Score by incorporating bills they already pay, including cellphone, utilities, streaming services, and eligible rent payments. It offers a way to enhance credit scores without accruing additional debt.
• - Experian SmartMoney: Users can open a new Experian SmartMoney Digital Checking Account, which is FDIC insured and has no monthly fees or minimum balance requirements. This account helps build credit without debt accumulation by automatically linking to Experian Boost.
• - Credit Monitoring: Users get push notifications for FICO Score changes, new accounts opened in their name, or new inquiries on their credit report. This feature keeps users informed and alert to potential identity theft.
• - Money Management: Users can connect external bank and credit card accounts to the app, enabling them to view income, transactions, and balances in one location. This feature provides convenience and helps users maintain better financial oversight.
• - Marketplace: The app features a marketplace where users can compare credit card, loan, and auto insurance options matched to their unique credit profile. This helps users make informed decisions and potentially save money.